Free beta opens in November · iPhone, Android and web

Attract money.
Watch it grow.

See where every peso flows, give each payday a job, and pull your money toward what you want most. Mags and Tavo cheer you on all the way.

Join the beta, free

No card needed · takes 20 seconds

Home: what's left to spend this month, and how much a day that is

Tracking isn't the hard part. Sticking to it is.

You set a 50/30/20 budget. You log for a week. Then the month happens. Sound familiar?

“I know 50/30/20, but I can't follow it.”

Because 50/30/20 doesn't know your life. Your split starts from your real bills and what each of your goals needs this month, then shows what's yours to enjoy, in exact pesos. Home tells you what's safe to spend today.

“My card bill always surprises me.”

Card spending counts in the month you pay the bill, with cut-off and due dates and installments. No more double counting.

“Logging is a chore, so I stop.”

Type it like you'd say it: 250 grab to work or 500 gcash to maya. The category, account and month sort themselves.Coming soon Hands-free: spending logs itself from your bank's texts and emails, and an Apple Pay shortcut logs each tap as you pay.

How it works

Attract it, let it flow, watch it grow.

Pick what you're pulling toward

An emergency fund, a trip, a debt-free card. Mags turns it into a plan before you even sign up.

Emergency fund

A trip

Pay off my card

Move out

Start a business

Last until payday

See where it flows

Log it the way you'd say it, “250 grab to work”, and watch every day fill in. No forms, no dropdowns.

Watch it grow

Your funds fill up, your goals get closer, and Tavo and Mags celebrate every step.

Personal finance is personal.

A breadwinner supporting family, a fresh grad, a freelancer with uneven pay: no single budget fits everyone. So Money Magnet starts from your life, your income, your bills and your goals, not a template.

The best parts are free

No trial, no paywall on the things that matter. These are free for good.

FreeYour splitNot a fixed 50/30/20: needs, wants and savings built from your real bills and what your goals need each month, in exact pesos. One tap suggests it.

FreeLeft to spend, worked outOne number for what's free to spend, and a tap shows exactly how it was worked out.

FreeYour money profileThe kind of spender you are, who you are and what you're pulling toward, so the app fits you.

Money flows where attention goes.

Meet Tavo and Mags

Mags is the magnet: the app. Tavo is the coin: your money. Mags helps Tavo come in, stay, and grow.

Both my parents are financial advisors, so I grew up listening to them talk about money, and about manifesting it. When I was seven, I'd watch my dad stand in front of the mirror and chant “I'm a money magnet.” I didn't fully get it then, but it stayed with me. That's where Mags and Tavo came from: something that reminds you every day that money can come to you, and helps you keep it.Sophia, maker of Money Magnet

Magsthe app

Tavoyour money

Everything else, and it sticks

Simple on day one. The rest appears when you need it, pulled in by Mags.See all 12 features

FreeSavings with goalsEmergency, sinking and future funds, and the pace each goal needs.

FreePlan your monthIncome, bills, budgets and savings for the month, quarter or year.

FreeEvery peso, by daySearch, filters and a calendar of where your money went.

FreeBills and remindersEvery bill with its due date, a nudge before it's due, and paying one from the right account or fund.

FreeUnlimited, and all yoursAs many categories, subcategories and accounts as you like. Rename them, pick their icons and colours.

FreeShare an account or cardInvite someone to a card or account. They log what they use, and you see what they owe and when it's paid back.

FreeInstallmentsPay-in-parts plans on a card or with a person: each part due, what's left, and when it's paid off.

Coming soonMoney stylesFollowing the FIRE method (Financial Independence, Retire Early), or enjoying your money now? Your split follows the way you like to live.

Cards done rightCard spending counts in the month you pay the bill, with cut-off and due dates and installments.

The cool-off listWait 7 or 30 days before a want. See what you skipped and kept.

CelebrationsMoney landing, a goal reached, a good month: Tavo and Mags cheer with you.

Left to spend ₱3,921₱261 a dayNothing logged yet today

On your Home ScreenLeft to spend at a glance. Tavo dozes until you log, and cheers on payday.

A budget you can follow beats a perfect one.

Using another app or a spreadsheet?Import your data with the export file from your old budgeting app, or your Excel or Google Sheets. Your accounts, spending, bills and goals come with you, so you don't start from zero.

Coming soon

Join the beta

Free while it's in beta, and the best parts stay free. The first 20 people get in mid-November.

Vote on what gets built next
Ask anything, or tell us what you'd change
One email when it launches, nothing else

Be one of the first 20

Private by default: only you see your moneyNo bank logins neededNo ads, everExport or delete everything any time

Attract money.Watch it grow.